Why do a lot of people buy life insurance on their children?

Why do a lot of people buy life insurance on their children?

Children are not liabilities if they die. You buy insurance only on liabilities. If children die, you no longer have to pay for their care, up keep, school etc. The money you put into paying for the premiums on their insurance policy would be better allocated in a savings account, education fund or paying off your own debt instead. Why do people do it when it's clearly a scam?

 

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What will life insurance cost me ? Ballpark!!

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Why do a lot of people buy life insurance on their children?

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Can you really find cheap health insurance ?

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Why does / or should my Car insurance RISE?

Since I have changed my car insurance co, my insurance rates had dropped... only in small amounts - but they have dropped over the past few periods. Suddenly, my rates RISE! =:-o I have had no tickets, no accidents, no reason on my record leaning toward any reason to rise my insurance costs. - I am calling my agent, tomorrow to ask about this. Should I expect the reply to be all insurance rates rise... there is no avoiding it! or how should I design AN ANSWER to this issue to develop a $aving reply?

 

 

Auto Insurance coverage -- How much Liability and Medical?

I got a couple of questions about about auto insurance coverage. Namely, what's the best amount of liability and medical coverage to select. 1) For the liability, I know it's wise to get the best liability that one can afford to cover your assets. But how about if one also gets umbrella coverage. For example, if one gets an umbrella coverage at a $2 million limit and the liability limit for the auto insuarance is $300,000 or $500,000, does it make sense to select the $500,000 or is it better to select the $300,000 limit since the umbrella coverage would kick in? 2) for medical, is this redundant coverage and not needed because wouldn't the liability portion also cover medical expenses? Or is it wise to get this, for example, if a passenger is not insured (no health insurance), so the medical part would help out in that case? Thanks.

 

 

Car insurance?

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My car insurance is 5000 dollars?

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Help!!!!!! Mom is sick and has no insurance?

okay so my mother is really sick, she is 53 years old and needs medical attention. However, she doesn't have insurance and she has to pay everytime she goes to the doctor. She has severe anemia and needs to take procrit which is like$600-$700 and she needs to take diabetes, hypertension, thyroid medicine. We live in California.. i don't know what to do,,,someone help!!!! please..

 

 

Should I take a term insurance rather than home mortgage insurance?

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What is the cheapest Insurance for a 16 year old?

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Car Insurance 19 years old question?

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Best life insurance questions for seniors?

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How much is medical insurance?

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What vehicles have the lowest insurance rates for teenage drivers.?

What vehicles have the lowest insurance rates for teenage drivers.?

 

 

Car accident and insurance claim?

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Auto insurance broker fee in CA?

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Auto insurance for a 16 turning 17 year old for a 2003 mustang gt?

I'm just wondering how much it will be. I have a 2001 v6 at the moment and my parents pay for my insurance and they don't know for sure how much it even is for my little sixer (they insure 5 vehicles) can anyone help me out? I live in new jersey

 

 

Can i use my mom name for car insurance?

can i use my mom's name for car insurance because car insurance for me is really expensive because i'm young...and she's in her late 50's but the thing is, is that she doesn't have a license to drive....so can i still use her name to buy car insurance?

 

 

What does total excess mean with car insurance ?

hi on my car insurance it says 450 total excess what does that mean ? thanks

 

 

What is all the car insurance and extra costs?

what is everything you have to have for a car like the insurance and all that and how much does it cost?

 

 

Can I change my auto insurance without extra cost.?

I just purchased a vehicle and had to get full coverage insurance. I have been with Safe Auto for over 6months. I changed coverage on 6-24. I have a bill due on July 11. I want to change to a cheaper insurance company would i be able to do this without more charges? Also would I have to pay the bill due on the 11th.

 

 

I need an sr50 and need cheapest insurance in Indpls?

I need an sr50 and need cheapest insurance in Indpls?

 

 

If I get a ford mustang (2000-2006) and get put on my grandmothers insurance would it be cheaper?

I heard it would be cheaper to have me on her insurance because she's older and has a clean record. And I'm pretty sure it varies by state. I live I'm SC

 

 

Is life insurance worth having so young?

I'm almost 21 years old, junior in college, and have new car (owe ~$23,000 with my mother as a co-signer), but no other debts. I started a $50,000 life insurance plan with my insurance company( State Farm) and pay about $17/month. Is it truly worth getting a plan this young or should i just put that money in to a pre existing savings account?

 

 

How much would insurance be for a 17 year old girl driving a 2003 350z?

how much would insurance be for a 17 year old female driver...for a 2003 nissan 350z.

 

Why do a lot of people buy life insurance on their children?

Children are not liabilities if they die. You buy insurance only on liabilities. If children die, you no longer have to pay for their care, up keep, school etc. The money you put into paying for the premiums on their insurance policy would be better allocated in a savings account, education fund or paying off your own debt instead. Why do people do it when it's clearly a scam?

 

Should I buy Supplemental Life Insurance?

My company already provides me with Basic Life insurance and AD&D insurance. Should I still buy life insurance for me and my family?

 

 

Is insurance for a two door car higher than a four door car's?

is insurance for a two door car higher than a four door car's?

 

 

What is the name of the song on the JUST CAR insurance add on MTV ?

It the one with errbody beatboxing and this FLii as dude driving around with his blue car. There is an old as asian dude beatboxing and a couple of hot chicks as well. pls pls pls ...show more

 

 

18 year old just trying to find health insurance...?

My mom retired last year and my parents decided that without the benefits, it was too expensive for me to be on their health insurance plan (it would have been ~$750 a month). I've been without insurance since August. I just turned 18 yesterday. I live in Connecticut and my parents are basically being lazy about it and not helping at all... even though I have an entire LIST of things I need to get checked out/surgery/medications, including wisdom teeth surgery (dental insurance, yay!!!!!) and I can't do ANY of it until I have insurance. I seriously have NO idea what to do and my parents procrastinate like crazy and I can't take being uninsured anymore. What do I do?!

 

 

I put the wrong dettails on car insurance quote!:(?

hi everyone.A year ago i bought a car insurance and when i done the quote i ve put by mistake that i have my licence for 5 years and i only got it for 3 months at the time!now my insurance is due to renewal and as i was looking thru the details on my insurance i noticed that there is a mistake about the years for how long i got my licence.now i found a differente insurance company that is giveng me cheaper quote,i got my licence now for 1 year and 4 months.whats gone happen now with that mistake? PLEASSE HELP! EXCUSSE MY ENGLISH!

 

 

How much would motorcycle insurance be?

I am a 16 year old caucasian male. Want to know how much insurance would be in TORRANCE, CALIFORNIA for my first bike, a 2001 Honda CBR600F4i.

 

 

Cheap young driver insurance?

im 17 and im looking for some cheap car insurance and on the price compare websites it is too expensive does anyone know of a company that does it for a fair price?

 

 

Does anyone know how much a boat would cost me for a year, that's including gas, insurance, etc.?

Does anyone know how much a boat would cost me for a year, that's including gas, insurance, etc.?

 

 

How much will an average full coverage insurance for a BMW motorcycle cost. Type k1200r.?

I have no traffic violation and perfect credit record. I am 56 years old.

 

 

Ok I don't udersrtand why for car insurance!?

I add my own details on car insurance, no accidemts etc and my quote is 190. i add my partner as an extra driver with a speeding fine and it goes down to 152

 

 

Mr vice president my name is michael and i am in indiana. how can i afford health insurance michael?

i tried finding insurance but i can't even afford it. what can i do

 

 

Do I have to respond to a insureance quote?

So today I got a insurance quote from 21st Century Insurance and it says Response requested by: Dec.4,2910 DO I really have to respond?

 

 

Cost of 49cc moped insurance?

I'm 15 and looking into getting a moped. I know you have to register the moped and take a premit test to legally drive it but do you need insurance for a moped in iowa? Ive got a 4.0 and i also heard that if you get good grades it would be even lower insurance costs. How much would it cost for insurance if the moped is a 2010 and has less than 1000 miles on it?

 

 

Will my car insurance be affected? Please help?

My friend crashed my car and she got charged with DUI, my car is totalled. I was in the passenger seat, but not driving. What will happen to my car insurance?

 

 

Should we use our own motorcycle insurance company or the other guy's ?

My husband's motorcycle was recently backed into. What do we do, use our own insurance company. I'm not even sure if we used our own company would our rates increase? I'm hesitant to go through their company because it seems that they would be shadier to people that aren't under them. What do we do?

 

 

Maintaining car insurance for DMV (lawyers chime in)?

I have a bit of a tricky situation that I can't get a clear answer online. My question is I have misdemeanor on my driving record that is not yet 3 years old. I have moved out of the US for awhile but will be back and some point in the future. I have no use for my current car insurance and as I will be relying on public transportation for everything. For California DMV purposes, do I need to keep my insurance policy up or is it ok that I cancel my policy since I will be off US roads (all roads in general)? I have read a stipulation that requires 3 years uninterrupted SR-22 coverage or something of the like. I would like to get rid of this monthly charge that I'm getting nothing out of but my worry is that negatively impact my driving record at the DMV for not fulfilling insurance obligations. Thank you.

 

 

What is a typical range of costs for teen auto insurance?

I have to say - this field is RIPE for a good consumer survey that gives some general ranges of insurance by state or region. Nearly everything online - (correction - EVERYthing) on line links to get quotes from insurers (commercial sites) . Fine, but suppose a kid is in the early stages of learning about cars and parents are new to the kid driver insurance game and they just want to get a feel for ranges of prices based on region, car type, first time driver, male/female, etc. Let's assume a modest new car in the $25,000 new range and a responsible kid with middle income family - good insurance history. The new driver is added to current parent policies. Is the range $1000 to $3000? Or narrower ... $1500 - $2500.

 

 

Hit and Run insurance help!!?

My car was hit 4/19 and now I want to get it fixed through my insurance. The damages from Honda are about $1200. I think I should file with my insurance since I can't afford it. Since I did get the quote with Honda will the insurance company or DMV know I got it on that day?? I do not know if they will honor it since it was a few weeks ago.. I have a $100 detuctible and that is way cheaper than the $1200 but do not know what to tell them when i file the claim.. I am with Mercury and live in California

 

 

What are some of the cheapest cars to insure for a 16 year old boy?

I'll be getting my license in less than a year from now. I wanted to know what cars are cheap to insure. I don't want a crown vic, I don't want an unreliable car that constantly breaks, and I don't want an unsafe car such as a hyundai accent, chevy cavalier, etc. I want a sturdy car that can withstand an accident, no full size, preferably compact, but I'll settle for mid-size. I was thinking of a saturn because they're cheap and reliable. Or a Ford focus or ford contour. I also want to know if a ford escort is safe and reliable, cuz they seem like good starter cars. Out of these types of cars I've talked about, What makes and models are good? It doesn't have to be what I listed, and I'd like a list or a few cars that are cheap to insure.

 

 

What are car insurance groups?

Im a provisional driver and ive seen a 2004 Vauxhall Corsa...it says the insurance is Group 3. So what exactly does that mean? And is that good considering it will be my first car that i will be driving around for quite a while? :)

 

 

16 year old insurance on a ford torino?

i need to no the price and insurance rate on a 70's model ford torino im 16 live in oklahoma give me your estimate not a website...

 

 

How much is the insurance for having an average motorcycle?

I'm 19 years old and living in Santa Monica, CA. I have driver's license and sometimes I drive my parents' car but i don't have an insurance and car yet. I just want to know how much it will be payed for a year for like Harley Davidson or something.

 

 

A 1994 bmw i518 for an 18 year old car insurance?

How much do you think the insurance will be? thank u!

 

 

Health Insurance & Prescriptions?

When my doctor writes me a prescription and I fill it up.... does it show up on my health insurance what precriptions I'm taking?

 

 

How much will my insurance increase after a MINOR fender bender? (ballpark figure please)?

After 11 years of error free driving and on-time insurance payments, I managed to back into someone in a parking lot going about 1 mph. My car was NOT damaged, except for a scraped bumper sticker. The other driver had cosmetic damage only, and being the good guy that I am I gladly helped her navigate the insurance claim. I figured that if it was my car that was dented, I would want it taken care of. Do onto others, right? Anyway, the total payout of the claim was $556. That's roughly seven months of my premium payment. So, how much can I expect to see added to my yearly premium? 10%? 20%? more? Also, how long will it take to recover back to my previous rate? Finally, considering that I've paid this company much more than $556 over the years, how much of an increase should I accept before I start looking for a new carrier? This is technically my second insurance company - I was on my parents policy until I was 22 (I'm 27 now). So I haven't been with them forever, but I am not ready to jump ship unless they really screw me. Thanks!

 

Why do a lot of people buy life insurance on their children?

Children are not liabilities if they die. You buy insurance only on liabilities. If children die, you no longer have to pay for their care, up keep, school etc. The money you put into paying for the premiums on their insurance policy would be better allocated in a savings account, education fund or paying off your own debt instead. Why do people do it when it's clearly a scam?

https://www.linkedin.com/pulse/insurance-agents-jose-boyd/